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Health Insurance Drives Sky-Rocketing Health Care Costs

Recently my allergy doctor suggested a vapor treatment for my pollen-driven tightened chest. I said okay. It never occurred to me to ask how much does the treatment cost because I won't get a bill. The charge will merely be an object of curiosity when the insurance company sends me an explanation of benefits they paid. If the insurer is required to pay – no questions asked – for tests and treatments, our profit-making health care eco-system is going to prescribe more at a higher cost each. That leads directly to rising insurance premiums. If I had to pay the bill for that treatment, I would have asked more questions about the cost and efficacy.

2021-02-01T15:13:56+00:00March 25th, 2017|0 Comments

CBO Waves Yellow Flag at GOP Healthcare Bill

By the time I had printed out a copy of the just released Congressional Budget Office (CBO) cost estimate of the GOP proposal to "repeal and replace Obamacare" my inbox had filled up with draconian headlines. A complete reading of the 27 page report paints a more complicated picture but does urge caution as the House of Representatives moves to debate. But, if we examine the CBO's underlying assumptions, their analysis, itself, is complicated and more conjecture than fact.

2021-02-01T12:33:48+00:00March 20th, 2017|0 Comments

Born After 1950? Counting on Social Security OR IRA Retirement Savings? Think Again!

The Congressional Budget Office (CBO) projects National Debt will rise to at least 110 percent of GDP by 2036. Before the United States reaches the 100 percent Debt to GDP threshold, no investor, foreign or domestic, will be willing or able to purchase our debt at any interest rate. The combination of political and social instability will swallow everything – including your savings. And yet, unlike Barack Obama, neither Hillary Clinton nor Donald Trump have focused on the rising ratio of Debt to GDP or the risk it presents. No more credit card shopping for Congress and the American people. We can't pay the bill!

2021-02-01T12:22:00+00:00September 7th, 2016|0 Comments

USA Doesn’t Need More Security, It Needs Smarter Security

During my early December trip to Washington DC and New York the streets were crowded and restaurants were packed with Holiday Celebrants. San Bernardino dominated the news but none of the travelers or "locals" I met seemed overly concerned. None where concerned enough to change their plans. My random sampling of opinions found no widespread fear -- just a desire for smarter government security rather than just more government security.

2021-02-01T16:19:05+00:00December 18th, 2015|0 Comments

A Private Sector Cure for a Terminally Ill Veterans Administration

The Veterans Administration Health Care System is terminally ill. It is afflicted, House VA Committee Chair, Jeff Miller, says with a "culture of corruption, lying and cheating". Chairman Miller believes the culture problem is so severe "no amount of legislation can fix it". The culture is a cancer on the organization –metastasized or worse. It requires immediate and radical organizational disruption – analogous to surgery and corporate chemo plus radiation! It is time to clean house at VA Health Care

2021-02-01T11:15:24+00:00September 19th, 2014|0 Comments

Here’s How to Solve the VA Health Care Crisis

VA Health System began as the fulfillment of a moral guarantee made to American veterans since Revolutionary War to care for them when they could not care for themselves. Fast forward a century. There is a strong social safety net - Medicare, Medicaid, Obamacare, Social Security Disability, Social Security Retirement, Food Stamps and Unemployment Insurance - available to all Americans. The vast majority of our veterans are citizen soldiers. Why not consider integrating rather than duplicating these programs?

2021-02-01T16:21:35+00:00September 19th, 2014|0 Comments